A home equity line of credit (HELOC) is a revolving line of credit that lets you borrow against the equity you've built in your home. Home equity is the difference between your home's current value ...

LaToya Irby is a credit expert who has been covering credit and debt management for nearly 20 years. She's been quoted widely in national publications, and her work has been cited in several books.

What's CODE SWITCH? It's the fearless conversations about race that you've been waiting for. Hosted by journalists of color, our podcast tackles the subject of race with empathy and humor. We explore ...